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Six holds in a row. So why did your fixed rate go up?

Six holds in a row. So why did your fixed rate go up?

Ali Bolourchi
Published on: 15/08/2026

The Bank of Canada has held its overnight rate at 2.25% six times in a row, most recently on July 15, 2026. Yet five-year fixed mortgage rates are back above 4%. Those two facts are not a...

Mortgage & Rates
Bank of Canada Holds at 2.25% Again: What the July 15 Decision Means for Buyers, Sellers and Owners (2026)

Bank of Canada Holds at 2.25% Again: What the July 15 Decision Means for Buyers, Sellers and Owners (2026)

Ali Bolourchi
Published on: 15/07/2026

On July 15, 2026, the Bank of Canada did something that's starting to feel routine: nothing. It left the overnight rate unchanged at 2.25%the sixth straight hold. For anyone with a mortgage, a home...

Mortgage & Rates
The 2026 Mortgage Renewal Masterclass: A Step-by-Step Blueprint for GTA Homeowners & Investors

The 2026 Mortgage Renewal Masterclass: A Step-by-Step Blueprint for GTA Homeowners & Investors

Ali Bolourchi
Published on: 24/06/2026

The Canadian real estate landscape is experiencing its most critical milestone yet. For over 1.2 million households navigating the historic 2026 Mortgage Cliffrenewing a loan is no longer a simple...

Mortgage & Rates
The Bank of Canada Holds at 2.25%: What Every GTA Seller, Buyer, and Investor Needs to Know Today

The Bank of Canada Holds at 2.25%: What Every GTA Seller, Buyer, and Investor Needs to Know Today

Ali Bolourchi
Published on: 29/04/2026

Today the Bank of Canada did exactly what most economists expected: nothing. The overnight rate stays at 2.25%, held for the third consecutive time in 2026. But beneath that quiet headline, a much...

Mortgage & Rates
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